Know Your Buying Position

Get greater clarity around your borrowing position before you start making property offers.

Prepare Before You Purchase

Loan pre approval can give you a clearer understanding of your potential borrowing position before you commit to a property.

Understand Your Budget

Gain an indication of your potential borrowing capacity so you can focus your property search within a realistic budget.

Get Application Ready

We help you prepare the required financial information and documentation before submitting your application to suitable lenders.

Shop With Confidence

Having a clearer lending position can help you approach property inspections, negotiations, and offers with greater confidence.

Be Ready When
Opportunity Comes

POS Transaction
Handshake
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Savings Bank

Pre Approval, Made Simpler

Practical support to help you prepare before making your next property move.

Borrowing Assessment

Borrowing Assessment

Assess your financial position to understand the potential borrowing range available based on your circumstances.

Financial Review

Financial Review

Review income, expenses, commitments, and existing liabilities to prepare a clearer picture of your lending position.

Document Preparation

Document Preparation

Prepare relevant financial documents and information required by lenders when assessing your pre approval application.

Lender Selection

Lender Selection

Identify suitable lenders based on your circumstances, borrowing requirements, property plans, and preferred loan features.

Application Submission

Application Submission

Receive guidance through the application process, helping ensure required information is presented clearly and accurately.

Approval Conditions

Approval Conditions

Understand the conditions attached to your pre approval and what they may mean when you find a property.

 

 

Property Search

Property Search

Search for properties with greater awareness of your potential borrowing position and overall purchasing budget.

Offer Preparation

Offer Preparation

Approach property negotiations with greater confidence while understanding your lending position and pre approval circumstances.

Start Your Pre Approval

Tell us about your borrowing needs and property plans.


Pre Approval Questions Answered

Clear answers to common questions about loan pre approval.

Loan pre approval provides an indication of how much a lender may be willing to lend, subject to conditions and final approval.

The validity period varies between lenders. Your broker can explain the applicable timeframe and what happens when it expires.

No. Pre approval is not a guarantee of final approval. The lender may still assess the specific property and your circumstances.

Yes. Pre approval is generally obtained before selecting a specific property, helping you understand your potential borrowing position while searching.